Secured Business Loan - Asset-Based

Who is this for?Individuals with a minimum monthly income of $5,000 (Secured with real estate).

Minimum loan amount:

• $100K real estate must be valued at $200K
• Minimum credit score 620
• Monthly payments
• Min loan size is $100K, max is $5 Million
• Average loan size is $200K – $1 Million

Loan Details:

• Underwriting 24-48 hours
• Funding 10-15 business days after offer acceptance

Rates: 10-15%
Terms: Longer terms up to 5-7 years
Payback: Monthly payments

Commercial Real Estate Projects

Who is this for? This program is for business owners or individuals seeking a loan for a commercial project.

Construction Loan Details:

• Loans from $200K up to $500mm
• Bad credit OK
• Purchase or Cash outs
• Up to 80% LTV
• Rates as low as 2.99%
• Up to 25 year amortizations
• Up to 15 year terms
• Stated income office commercial loans possible
• Each loan is determined on a case by case basis and strength of borrower/sponsor

Fix & Flips

Who is this for? For The real estate investor who wants to buy, rehab, and sell or refinance and repeat.

Amounts: $50K – $5 Million

Highlights:

• First time investors welcomed
• Minimum FICO 600
• Close in 7 days
• Same day terms
• Rates as low as 8%
• Up to 90% LTC
• 100% rehab
• 13 month term (No pre-payment penalty)
• Purchase or refinance
• Up to 70% after repaired value

Rental Property Loans

Who is this for? For individuals looking to enhance their buy and hold strategy.

Amounts: $100K – $2 Million

Higlights:

• 5/1 ARM, 7/1 ARM or 30 year fixed
• Single or portfolio
• No Debt to income restrictions
• Rates as low as 5.49%
• Close in 2-3 weeks
• 640 minimum
• Purchase or refinance
• Up to 80% LTV

New Construction Loans

Who is this for? For the real estate investor who owns an investment property fully plotted free and clear and in need of construction capital.

Highlights:

• 100% financed (If property owned free and clear)
• Up to 70% after repaired value
• 13 month term (No pre-payment penalty)
• Rates as low 8%
• Close in 7 days
• Minimum FICO 600
• 90% of purchase and 90% of construction (If not owned free and clear)

Rehab Loans

Who is this for? For the real estate investor who owns an investment property free and clear and in need of funds for the repair.

Amounts: $50K – $1 Million

Highlights:

• 100% financed (Property must be owned free and clear)
• Up to 70% after repaired value
• 13 month term (No pre-payment penalty)
• Rates as low 8%
• Close in 7 days
• Minimum FICO 600